Calculate your early retirement date when combining rental cash flow with stock portfolio growth. See how rental income shrinks your required FIRE number.
Not financial advice — a projection based on your cash flow assumptions.
Every dollar of reliable net rental cash flow reduces the paper wealth needed in your stock portfolio by $25 to $30 (assuming a 3.3% to 4.0% withdrawal rate).
Beyond a one-time estimate
Connect your brokerages and bank accounts to see your net worth, real estate equity, and FIRE target update in real time — free.
Runs on your real money
Link a brokerage with SnapTrade or Plaid, or drop in a CSV, and this exact chart tracks your actual balances — updating as markets move and you invest. No more re-typing estimates.
Tells you if you’re on track
Your Readiness score re-runs this Monte Carlo on your real net worth and answers what matters: on track for your age, will it last, is your emergency fund covered.
Your whole net worth, in one place
Investments, cash, property and debts together — with a savings rate pulled from your real deposits and your dividend income counted. All free.
Same math here and inside — every formula is hand-checkable on the methodology page.
Track your real estate and stock FIRE horizon.
Free to start, no card required — link accounts via SnapTrade or Plaid, or import a CSV.
Create your free accountWe use one advertising cookie to measure whether our ads bring people to Fire Horizon. Your financial data is never shared, and we don’t track you across other sites. You can opt out any time. Privacy Policy